> For the complete documentation index, see [llms.txt](https://amelias-organization-20.gitbook.io/olio/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://amelias-organization-20.gitbook.io/olio/readme.md).

# Welcome to Olio

**Get paid in USDC. Keep your business your business.**

Olio is a private payment rail on Stellar. You share a simple link, your client pays it, and the money lands in your private balance — without broadcasting your whole payment history to the entire internet.

No wallet doxxing. No one scrolling through your income. Just clean, private payments that still let you cash out to your bank whenever you want.

## The one-minute version

* You claim a username, like `@dinar`.
* You share `olio/pay/dinar` (or a QR code) with clients.
* They pay in USDC — from Stellar or another chain.
* The payment becomes a **private note** only you can see and spend.
* You cash out to a Stellar wallet or straight to your bank.

That's it. The privacy happens automatically in the background.

## Pick your path

{% hint style="info" %}
**New to crypto?** No stress. Head to [The Basics, No Jargon](/olio/new-to-crypto-start-here/new-to-crypto.md) and we'll walk you through it.
{% endhint %}

* 🤔 **Wondering if this is for you?** → [Why Privacy Matters](/olio/is-olio-for-you/why-privacy-matters.md)
* ⚡ **Ready to go?** → [Quickstart](/olio/getting-started/quickstart.md)
* 🔍 **Want to know how the magic works?** → [How Olio Works](/olio/under-the-hood/how-it-works.md)
* 🛟 **Got a question?** → [FAQs](/olio/more/faqs.md)

## A quick, honest note

Olio is currently running on **testnet** — a practice version of the network with play money, so we can test everything before real funds are involved. Some things will change before launch, and we'll always tell you what's real and what isn't.

We'll also never ask for your PIN, seed phrase, or passwords. Anyone who does is not us. Pinky promise.


---

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